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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

It was a great experience for me to using paypal

It was a great experience for me to using paypal Reviewed on: 16th April 2026

PayPal staff are always so polite and try as always...

PayPal staff are always so polite and try as always to find solutions to problems. Reviewed on: 16th April 2026

Straight forward app easy to use.

Straight forward app easy to use. No problems at all Reviewed on: 16th April 2026

So simple to use PayPal credit and very generous cre...

So simple to use PayPal credit and very generous credit limit. Any issues are swiftly resolved. Convenient way of managing money Reviewed on: 16th April 2026

"It is a great service.

"It is a great service. It is very easy to buy things using PayPal, and I find it very useful. Thank you. Reviewed on: 16th April 2026

Pay is secure and customer service is excellent

Pay is secure and customer service is excellent Reviewed on: 16th April 2026

It will be nice to be able to spread the cost over 4...

It will be nice to be able to spread the cost over 4 months Reviewed on: 16th April 2026

Great set up

PayPal has helped us enormously, great set up easy to use Reviewed on: 16th April 2026

Excellent service

Brilliant easy to use. Very helpful Reviewed on: 16th April 2026

Easy to use and works first time, great to work with...

Easy to use and works first time, great to work with for finance management be it work or personal life, thank you Reviewed on: 16th April 2026

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