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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I have been using PayPal continuously now for 5 year...

I have been using PayPal continuously now for 5 years they represent me well and ensures payment have been done with my utmost safety and consideration. Reviewed on: 16th April 2026

I have been a using services for about 15 years now...

I have been a using services for about 15 years now and they are by far the only company whos customer service did not go down-the-hill but continued to improve. My recent encounters have been top notch, I wholeheartedly recommend using their services. Reviewed on: 16th April 2026

Always quick customer service when needes.

Always quick customer service when needes. Reviewed on: 16th April 2026

Easy access, easy to use, make you aware of everythi...

Easy access, easy to use, make you aware of everything that’s affecting my account, security wise Reviewed on: 16th April 2026

So easy to use, credit balances and payments access...

So easy to use, credit balances and payments access straight forward. Reviewed on: 16th April 2026

I best of the best!!was using long time, and I'm happy

I was using long time, and I'm happy Reviewed on: 16th April 2026

Easy, convinent and reliable payment method

Easy, convinent and reliable payment method Reviewed on: 16th April 2026

* Would recommend *

PayPal has been exceptional in facilitating larger transactions that can be paid off over time, considering my financial situation and my capacity to commit to regular repayments without incurring financial deficit, and it is user-friendly and efficient. Reviewed on: 16th April 2026

Always found PayPal and the customer service excellent

Always found PayPal and the customer service excellent Reviewed on: 16th April 2026

Always consider a safe and reliable payment method

Always consider a safe and reliable payment method Reviewed on: 16th April 2026

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