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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Always easy to use.

Always easy to use. Very handy to have. Reviewed on: 16th April 2026

Easy to use.

Easy to use. Would recommend for beginners. Nice built features too. Beginner friendly for student Reviewed on: 16th April 2026

Smooth and reliable experience

Overall, my experience has been consistently positive. The service works as expected, and everything feels straightforward and easy to manage. I appreciate how accessible and user-friendly it is, which makes day-to-day use hassle-free. While there’s always room for improvement, it does what it needs to do without unnecessary complications. A solid option for anyone looking for something dependable. Reviewed on: 16th April 2026

Easy to use, platform is easy to navigate, always fe...

Easy to use, platform is easy to navigate, always feel secure using PP. Not had to use customer services a lot, maybe once or twice but all interactions have been smooth and efficient. Reviewed on: 16th April 2026

Quick help, transparent billing.

Quick help, transparent billing. I have been using it for a long time, it is convenient got me to make purchases via PayPal. I recommend it to everyone. Reviewed on: 16th April 2026

Easy to use but needs improvement

I have been using PayPal Credit for some time and overall it is convenient and easy to use. The application process was simple and payments are straightforward. However, customer support could be improved, as it sometimes takes a long time to get a clear response. Also, clearer information about fees and terms would make the experience better. Overall, it’s useful but there is still room for improvement. Reviewed on: 16th April 2026

Great service.

Just an all round great service. Reviewed on: 16th April 2026

Reliable

Ease of use. Fast, efficient and reliable. Reviewed on: 16th April 2026

Good for money management

Good for spreading payments and for backing up disputes Reviewed on: 16th April 2026

Excellent service and great customer service easy to...

Excellent service and great customer service easy to talk to, very helpful. Reviewed on: 16th April 2026

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