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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Always at hand in critical situations.

Always at hand in critical situations. Reviewed on: 16th April 2026

I’ve never had any issues using PayPal and find it s...

I’ve never had any issues using PayPal and find it safe to use would highly recommend to anybody. Reviewed on: 16th April 2026

PayPal is just right

No problem two get whatever you want great service and keep going for it’s worth Reviewed on: 16th April 2026

Thankyou great service and pay in 3 when it works...

Thankyou great service and pay in 3 when it works thanx Reviewed on: 16th April 2026

I can never seem to get out of debt

I can never seem to get out of debt Reviewed on: 16th April 2026

Pay pal the best

Always given great service and would definitely recommend Reviewed on: 16th April 2026

Very convenient for larger unexpected purchases enab...

Very convenient for larger unexpected purchases enabling you to spread the cost interest free Reviewed on: 16th April 2026

Pay pal easy pal

Easy use, payment set up variety of options. Credit if needed, rewards on spends, Customer service top marks what else can u ask for x Reviewed on: 16th April 2026

It’s hard to speak to someone think if having rouble...

It’s hard to speak to someone think if having rouble with a Transaction Reviewed on: 16th April 2026

I have PayPal credit and debit cards, I always use P...

I have PayPal credit and debit cards, I always use PayPal credit for my larger purchases and then debit card whenever I can. As soon as realised it was a thing I applied mmediately, having flexibility over my finances and the no interest for 4 months helps me plan my life and allow me to afford the things that I otherwise may not have. Thank you. Reviewed on: 16th April 2026

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