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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I have used the PayPal credit and it's the One

Each time I use it for payment either with national market or international markets my payment never fails. PayPal credit is what I called the reliable and consistent friend, ni hassles no drama Reviewed on: 16th April 2026

I find using PayPal very easy to use, it gives me c...

I find using PayPal very easy to use, it gives me confidence that I can track my payments made and how safe it is. Speaking to an advisor is also useful if there is a problem. I like the idea's PayPal have on helping spreading payments on higher priced items. Overall a very efficient bank that looks after its customers. Reviewed on: 16th April 2026

It's helped me a lot for spreading the cost of gifts...

It's helped me a lot for spreading the cost of gifts and new smart phone. Very easy to use app and to make payments Reviewed on: 16th April 2026

I can totally rely on paypal, anytime, anywhere and...

I can totally rely on paypal, anytime, anywhere and always feel safe using paypal Reviewed on: 16th April 2026

always helpful

Always available to sort out questions and take up matters with purchases Reviewed on: 16th April 2026

Its been a up and down experience but generally good

Its been a up and down experience but generally good Reviewed on: 16th April 2026

Easy to apply great service would recommend to all

Easy to apply great service would recommend to all Reviewed on: 16th April 2026

All is Well

Everything works well...as it should! Reviewed on: 16th April 2026

Very good, very easy, probably the best on the world...

Very good, very easy, probably the best on the world Reviewed on: 16th April 2026

Very easy to use great customer service fantastic in...

Very easy to use great customer service fantastic interest free offer Reviewed on: 16th April 2026

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