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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Great buffer

Great buffer with safe outcomes to disputed payments Reviewed on: 16th April 2026

PayPal credit pay in three has helped manage my cash...

PayPal credit pay in three has helped manage my cashflow this past year. Brilliant service! Reviewed on: 16th April 2026

Love PayPal

I’ve used PayPal for a lot of years & it’s very easy to use. No issues with purchasing items & adding it to my PayPal credit account. Interest very reasonable. Reviewed on: 16th April 2026

So convenient

I use PayPal all the time and never had a problem. Reviewed on: 16th April 2026

PayPal and my experience

I’ve been using PayPal’s Debit Card and + loyalty program for months now, and it’s transformed how I handle everyday spending. I earn points on every purchase—standard 1 point per £10 spent via PayPal checkout with credit/debit, but a massive 10 points per £10 when using the PayPal Debit Card anywhere Mastercard is accepted. Unlike some reward cards restricted to specific retailers or online-only, the PayPal Debit Card works seamlessly at any store, online checkout. The referral program stands out too: share your unique link, and both you and a friend earn £10 once they sign up and spend £5 within 30 days—simple, generous, and a great perk for recommending to colleagues or family. Overall, it has boosted my rewards effortlessly! Reviewed on: 16th April 2026

Safe flexible payments

Love the flexibility of spreading payment, with the trust that PayPal comes with. Reviewed on: 16th April 2026

Never had a problem with pay pal

Never had a problem with pay pal Reviewed on: 16th April 2026

Brilliant service and easy to navigate

Brilliant service and easy to navigate Reviewed on: 16th April 2026

I’m so happy with this experience, I buy what I’m ne...

I’m so happy with this experience, I buy what I’m needed . Reviewed on: 16th April 2026

It's a great company can't fault it at all love usin...

It's a great company can't fault it at all love using it custom service is 10/10 Reviewed on: 16th April 2026

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