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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

It’s very amazing experience.

It’s very amazing experience. It’s very good. I loved it. Reviewed on: 16th April 2026

Online Shopping and Support

Always received good customer service. Believe it's a secure way to pay when shopping online Reviewed on: 16th April 2026

The customer service was difficult to use.

The customer service was difficult to use. I go scammed. My fault. PayPal didn’t really help. They don’t really want to know. It’s in the past now. Tried to get hold of them but that was difficult to do as the info was buried and then it was an email and now phone number. By the time they responded it was far too late. It may have changed now. people to talk to not machines. Reviewed on: 16th April 2026

easy to use

Very easy to use and everything is very clear and understandable Reviewed on: 16th April 2026

Refunds and advise when e my money nets gone

When I've had problems with items I haven't received PayPal are straight on it when you let them know and I got my money refunded to my account Reviewed on: 16th April 2026

A professional service

Any problems always resolved quickly and professionally. Reviewed on: 16th April 2026

A convenient way to pay, easy to navigate the site.

A convenient way to pay, easy to navigate the site. Safe & secure payments. Reviewed on: 16th April 2026

High interest rates, difficult app to navigate

High interest rates, difficult app to navigate Reviewed on: 16th April 2026

The best and ever convenient account

The best and ever convenient account to use for either credit account or three pay. Also to send and receive money. Reviewed on: 16th April 2026

Great experience throughout my connection with PayPal.

Great experience throughout my connection with PayPal. I usethis for multiple situations, Gym, ticketing, school payments, etc. I would say the PayPal Credit option is blessing for me and my expenditures. Reviewed on: 16th April 2026

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