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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Easy to use and different methods of payments with p...

Easy to use and different methods of payments with parcel tracking Reviewed on: 16th April 2026

Super experiences!

Super experiences! Always looked after. Reviewed on: 16th April 2026

Reliable service

Secure and reliable service. Money sent within minutes. Reviewed on: 16th April 2026

Review of my experience with Paypal

Paypal is really good when you wish to send or receive money from/to family abroad. It is very safe and secure. Paypal also useful when you wish to make a purchase and can use Paypal Credit to pay over a period of time. I have found occasionally it is difficult to speak to someone when I feel there is an issue, it can take quite a bit of time to resolve. As we get older technology can become quite overwhelming. Reviewed on: 16th April 2026

PayPal has always been able to quickly resolve issue...

PayPal has always been able to quickly resolve issues raised against merchants. Very commendable and much appreciated. Reviewed on: 16th April 2026

Best choice

Always handy,relyable. 0% working very well. Reviewed on: 16th April 2026

Very handy, easy to use and give a breathing space.

Very handy, easy to use and give a breathing space. If the 4 month can be extended even better. Reviewed on: 16th April 2026

It’s really good to use rather than using bank accou...

It’s really good to use rather than using bank accounts Reviewed on: 16th April 2026

Easy controllable credit.

Easy controllable credit. Easy to set up and manage. Reviewed on: 16th April 2026

Excellent

Every issue and every query in regards to refund and retailers policy PayPal has always resolved the situation and I’ve got my refund back Reviewed on: 16th April 2026

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