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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

I use PayPal about 3 to 5 times a week.

5
I use PayPal about 3 to 5 times a week. I do a lot of Internet shopping and on some large buys I have used PayPal credit and I've never had a problem with PayPal. If I have had a problem PayPal have sorted it out evey time Thanks guys your stars Reviewed on: 16th April 2026

Never had a problem when paying for my goods good s...

5
Never had a problem when paying for my goods good security when paying Reviewed on: 16th April 2026

I had a issues recently with my transaction I reache...

5
I had a issues recently with my transaction I reached out to the Customer support and they sorted my issues within few minutes I appreciate. Reviewed on: 16th April 2026

I have been utilizing PayPal for an extended period,...

5
I have been utilizing PayPal for an extended period, and I find its user interface to be exceptionally straightforward. A particularly advantageous feature is the ability to divide payments into interest-free monthly installments, which I consider to be highly beneficial. Reviewed on: 16th April 2026

Seems to be very difficult to make payments on PayPa...

4
Seems to be very difficult to make payments on PayPal credit, as in to pay the credit back from my bank- they never go through when I make them, use of PayPal in online shops in general is handy. Reviewed on: 16th April 2026

Great service,always ready to help,

5
Great service,always ready to help, Reviewed on: 16th April 2026

PayPal has always provided me safe reliable payments.

4
PayPal has always provided me safe reliable payments. When seller or purchasers have failed to meet expectations and conditions PayPal has resolved the issue efficiently and professionally. Reviewed on: 16th April 2026

excellent

5
I am completely impressed with their professionalism and customer service.” Reviewed on: 16th April 2026

Found to be very handy ,used a few times and will do...

5
Found to be very handy ,used a few times and will do again in the near future Reviewed on: 16th April 2026

PayPal the best

5
So easy to use and great for paying when you need more time Reviewed on: 16th April 2026

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