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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

The app is easy to use.

The app is easy to use. The virtual credit card is great. I can budget food shopping etc... Reviewed on: 16th April 2026

Easy to buy and pay something.

Easy to buy and pay something. Also trustable Reviewed on: 16th April 2026

very safe to haonline saftyndling my account

very safe to handling my account Reviewed on: 16th April 2026

Helpful quick response and really handy

Helpful quick response and really handy Reviewed on: 16th April 2026

Quick pay and easy to pay all so

Quick pay and easy to pay all so Reviewed on: 16th April 2026

Reliable and trustworthy service

Reliable and trustworthy service Reviewed on: 16th April 2026

Good but can’t set up direct debit

Good but can’t set up direct debit Reviewed on: 16th April 2026

Easy to use and good to have.

Easy to use and good to have. Customer service could be improved. Reviewed on: 16th April 2026

Always used paypal, it very good and useful.

Always used paypal, it very good and useful. Reviewed on: 16th April 2026

Very convenient and easy to use, flexible payment of...

Very convenient and easy to use, flexible payment offered. Good customer service, friendly user and easy to use in different way of purchase. Dependable too. Great offer for payment and adjustable installment. Customer friendly Reviewed on: 16th April 2026

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