Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

Best the best easy to use for everyone

I'm use for long time and from my experience it's great better like original bank for example Halifax where discharge extra for % on PayPal easy pay 3 time simple to do in real enjoy use PayPal !!! Reviewed on: 16th April 2026

Good and nice. Customer service is superb

Good experience especially when talking with the customer service. They take their time to explain things to me Reviewed on: 16th April 2026

Very good help me to buy anything I want

Very good help me to buy anything I want Reviewed on: 16th April 2026

Good service, outstanding customer service behaviour

Good service, outstanding customer service behaviour Reviewed on: 16th April 2026

PayPal Convenience and Security Every Day

I really like PayPal and use it regularly – both for online shopping and sending money. I value it most for its security, speed, and convenience. I also have access to PayPal credit, which gives me more financial flexibility in my daily life. It helps me plan my expenses and stay in control of my budget. It’s one of those services I truly trust. That’s why I’m happy to take part in this and I hope I’ll win £1000! Reviewed on: 16th April 2026

Simple, effective and easy to use

Simple, effective and easy to use Reviewed on: 16th April 2026

Happy client

It's very easy to manage via the app. I use it mainly for 4 months free credit alongside the other plans for small items. I'm updated via email for statements, notifications when interest free period is coming to an end with plenty notice. Recently I now collect points as I spend which is an added bonus to redeem on things I like. Reviewed on: 16th April 2026

One of the best financial services

One of the best financial services Reviewed on: 16th April 2026

Love using PayPal, gives you multiple options for pa...

Love using PayPal, gives you multiple options for pay for stuff online and easy for transactions Reviewed on: 16th April 2026

PayPal is the real deal .

I always get value for money,customer service is fab,am always at ease and peace of mind while using PayPal Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub