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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

I love the fact you can reminders to make your payme...

I love the fact you can reminders to make your payment when due Reviewed on: 16th April 2026

My experience with PayPal has always been good.

My experience with PayPal has always been good. Straightforward and easy to use. It feels more secure than using a credit card when purchasing goods on line. Reviewed on: 16th April 2026

Great short term 0 Apr deals.

Great short term 0 Apr deals. Offers could be a tad longer instead of 3, 4 months Reviewed on: 16th April 2026

Very safe and convenient way to pay.

Very safe and convenient way to pay. The credit card with payment 0% over 4 months is very helpful. Also pay in 3 is what we need. Reviewed on: 16th April 2026

It’s handy paying big amounts off on 3 payments no %...

It’s handy paying big amounts off on 3 payments no % finance Reviewed on: 16th April 2026

Great way to pay, easy to use, direct debit setup ve...

Great way to pay, easy to use, direct debit setup very easy Reviewed on: 16th April 2026

The repayments can be improved upon.

The repayments can be improved upon.. payments take longer to get to credit card Reviewed on: 16th April 2026

Fast ,efficient,easy and added protection if somethi...

Fast ,efficient,easy and added protection if something is not right also allows payments to be spread out to make expensive items “affordable” Reviewed on: 16th April 2026

I recieve and pay money plus purchase through PayPal...

I recieve and pay money plus purchase through PayPal with ultimate ease and no problems whatsoever. It is easy to add or delete debit or credit cards Reviewed on: 16th April 2026

My experience with PayPal customer service.

I had an issue with a payment card/account that I had closed therefore I was behind with my payments. The person I spoke to was extremely helpful and assured me that all would be fine once I updated my details. She advised me how to go online into my account and delete my old bank account details. I found her to be very helpful and knowledgeable. Reviewed on: 16th April 2026

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