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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

I am a very satisfied PayPal customer

I am very happy with PayPal – payments are fast and secure, and everything is extremely easy to use. I like that I don't have to enter my card details every time and I have buyer protection for purchases. I have had no problems so far and I use it confidently for online payments. I recommend it. Reviewed on: 16th April 2026

Best and very convenient.

Best and very convenient. Love PayPal and recommend to all. Reviewed on: 16th April 2026

Easy to access

Pay in 3 and PayPal credit have been invaluable Easy access and great accessibility Reviewed on: 16th April 2026

Brilliant service

Never had a problem with any issues ive come across over the years Reviewed on: 16th April 2026

Everything with paypal is quick and smooth any issue...

Everything with paypal is quick and smooth any issues they will help you asap Reviewed on: 16th April 2026

Quality And Handling

Very good accessibility, No unnecessary difficulties Reviewed on: 16th April 2026

Flight credit and settee amd couch

Very flexible. Used interest free for 3 months for flights and also interest credit for settee and bed for son. Easy to monitor and pay off quicker Reviewed on: 16th April 2026

Very easy to use and helpful towards personal financ...

Very easy to use and helpful towards personal finance struggles Reviewed on: 16th April 2026

Excellent never had a problem

I have never had a problem using PayPal Reviewed on: 16th April 2026

PayPal Credit the easy way

I have used PayPal Credit a few times and it is easy to make a purchase, repayment goes via direct debit so nothing to remember. It is convenient and stress free. Reviewed on: 16th April 2026

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