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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Awesome it’s a great platform and really I feel pro...

Awesome it’s a great platform and really I feel proud to be part of it Thank you paypal Reviewed on: 16th April 2026

Fair credit limits, easy access to account information

Any problems have been dealt with in a swift and satisfactory manner. A fair and affordable credit limit applied to my account. Links to my PayPal and other accounts easily. Easy access to my account balances and other information. Reviewed on: 16th April 2026

PayPal it’s good and never let me down .

PayPal it’s good and never let me down . Pay in 3 it’s great especially when you are short of money. PayPal is widely accepted across sites like eBay and many independent stores. You don’t need to enter card details every time just log in. If something goes wrong (item doesn’t arrive or isn’t as described), PayPal’s dispute system can refund you. This is one of its biggest advantages over direct bank transfers. Sending money between accounts is usually instant, especially within the same country. You’re not sharing your card details with every website, which reduces exposure. Reviewed on: 16th April 2026

Stops you using credit cards and spending money on i...

Stops you using credit cards and spending money on interest if you use PayPal safely. Reviewed on: 16th April 2026

Fantastic platform for making safe & secure payments

I’ve had really positive experiences using PayPal. It’s incredibly convenient for sending and receiving money, especially when dealing with international payments. The interface is straightforward, and transactions are usually quick and hassle-free. I also appreciate the added layer of security, which gives me confidence when shopping online. Overall, it’s a reliable and user-friendly platform that makes managing payments simple. Reviewed on: 16th April 2026

No 1 for ease of use and customer service.

Such simplicity of use and great customer service. Reviewed on: 16th April 2026

I’ve only had good experiences with PayPal since tak...

I’ve only had good experiences with PayPal since taking a credit card out in 2022. The customer service team are also very polite and super helpful Reviewed on: 16th April 2026

So easy to use!

So easy to use especially when money is a bit tight, you have the option to put items on PayPal. It’s been a really positive experience. Reviewed on: 16th April 2026

Just need to change the way PayPal take the money

Just need to change the way PayPal take the money Reviewed on: 16th April 2026

I have PayPal credit and I find it very useful and good

I have PayPal credit and I find it very useful and cheap. As well I find it so easy to transfer money from my account to friends or family. Reviewed on: 16th April 2026

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