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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

I use PayPal regularly

I use PayPal regularly either pay in full or pay in 3 payments to help my budget. Reviewed on: 16th April 2026

I’ve had a very good experience with PayPal Credit.

I’ve had a very good experience with PayPal Credit. Everything works smoothly, payments are easy to manage, and the process is clear and convenient. I feel secure using it and would definitely recommend it. Reviewed on: 16th April 2026

In a word it helped me during my bad time.

In a word it helped me during my bad time. Reviewed on: 16th April 2026

Secure and supportive, gives me confidence and optio...

Secure and supportive, gives me confidence and options to pay. Reviewed on: 16th April 2026

it was simple and straight forward

it was simple and straight forward Reviewed on: 16th April 2026

Straightforward and swift transaction

Always a straightforward and swift transaction Reviewed on: 16th April 2026

Smooth seem-less process throughout

Smooth seem-less process throughout the application process, approval was near instant. Managing my money is incredibly easy, whether that is paying off my bill or going through an online purchase - it is all there available within the app at a click of a button Reviewed on: 16th April 2026

Excellent customers service received

Excellent service customer service and a positive attitude Reviewed on: 16th April 2026

Easy to use widely accepted.

Easy to use widely accepted. Clear pages to read and understand great features to help with payments Reviewed on: 16th April 2026

Definitely recommend

Great fast service good rates easy payment plans great app Reviewed on: 16th April 2026

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