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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Good experience.

4
Good experience. It is working perfect for me. Reviewed on: 16th April 2026

5 stars the best

5
Awesome very professional respect Reviewed on: 16th April 2026

Fast and reliable

4
All sending money to my parents and buying online with my hobbies. With zoom sending money is fast and safe while having PayPal credit give me relief feeling have to buy my hobbies without break my bank. Reviewed on: 16th April 2026

It was a great experience.

5
It was a great experience. Helped me to manage my monthly expenses. Reviewed on: 16th April 2026

Easy, efficient, fast.

5
Easy, efficient, fast. My go to payment method and good conflict resolution Reviewed on: 16th April 2026

I always had good experience.

5
I always had good experience. Feel more safe when I make online payments Reviewed on: 16th April 2026

Best credit card I ever used

5
Used it for day to day expenses and for "no interest" offers. I'm quite happy. Reviewed on: 16th April 2026

quick to solve issues

5
Always quick to solve issues and helpful with payment plans Reviewed on: 16th April 2026

Never had any issues and any problems are dealt with...

5
Never had any issues and any problems are dealt with very quickly Reviewed on: 16th April 2026

Easy to use and secure the information always clear

5
Easy to use and secure the information always clear Reviewed on: 16th April 2026

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