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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Just love everything about my paypal.

Just love everything about my paypal. Reviewed on: 16th April 2026

Easy to use and very helpful in managing your money

Easy to use and very helpful in managing your money Reviewed on: 16th April 2026

My go to payment

I always use when I need security. When I've had to call, it's been a first class service. Brilliant every time. Reviewed on: 16th April 2026

Excellent

Great. Had an issue with an order I did not receive and payment arrange for refund. Reviewed on: 16th April 2026

It’s a good alternative.

It’s a good alternative. I think it should be integrated on Amazon also as it will be easy for the customer to spread the cost. Reviewed on: 16th April 2026

Easy to follow and easy ways to pay for everyday ite...

Easy to follow and easy ways to pay for everyday items in shop and online highly recommend Reviewed on: 16th April 2026

Very good options to customers, credit @ 0% for four...

Very good options to customers, credit @ 0% for four months is a good attrirube too! Reviewed on: 16th April 2026

Why Use Anything Else!

Fantastic service. Paypal is right there when needed. Super easy to use. Great customer service. Various options to use ie Pay in 3. Allows us to borrow the funds & then spread the outgoings over a period of time. PayPal is the way to go! Always have PayPal as my ‘go to’ app! Keeps it all simple & stress free. Love it.! Reviewed on: 16th April 2026

Application was fairly straightforward

Application was fairly straightforward Reviewed on: 16th April 2026

Very easy and simple to get credit

Very easy and simple to get credit Reviewed on: 16th April 2026

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