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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Great service

5
Never had any issues with Paypal whatsoever, and issues are quickly resolved. Reviewed on: 16th April 2026

Easy to use very convenient and professional

5
Easy to use very convenient and professional Reviewed on: 16th April 2026

Excellent service, you are clear efficent and concis...

5
Excellent service, you are clear efficent and concise in my dealings Reviewed on: 16th April 2026

It’s so easy to use.

5
It’s so easy to use. I feel using PayPal it gives me more security when making payments especially online. Reviewed on: 16th April 2026

Personal & Business PayPal, the only way.

5
I use personal and business PayPal. An excellent and safe way to transact. Clear and obvious charges and great customer service really help to make everything run as smoothly as it should. Zettle is a really handy tool to help sustain a cashless business model that I run. Reviewed on: 16th April 2026

Good and very easy to use the PayPal app user...

5
Good and very easy to use the PayPal app user friendly Reviewed on: 16th April 2026

Seamless Transaction

5
Seamless transaction and easy to connect to my bank Reviewed on: 16th April 2026

Easy access

5
Clear statements showing the payee for each transaction. Easy to access, instructions are clear. Reviewed on: 16th April 2026

Very efficient costumerservice and very clear payments

5
Very efficient costumerservice and very clear payments Reviewed on: 16th April 2026

Very important financial service

5
Very important financial service Reviewed on: 16th April 2026

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