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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Highly recommend

Very good, and easy to use with added buyer protection Reviewed on: 16th April 2026

I trust PayPal

I have used PayPal credit for many years and I love how easy it is to keep a track and ensure all payments are legitimate. I especially like the 4 months interest free option when making bigger purchases , holidays, furniture etc.. Reviewed on: 16th April 2026

Great and safe way to pay for goods

Paying through PayPal is as easy as using a regular credit or debit card, but Merchants won't see your card information so it protects your personal information. Reviewed on: 16th April 2026

Very good rate!

Very good rate! I definitely use a lot on PayPal, it’s safer and secure! Reviewed on: 16th April 2026

If you mange well it’s extra wallet great.

If you mange well it’s great. Like having a spare wallet for unexpected things Reviewed on: 16th April 2026

It is easy to use to use in paying for transactions.

It is easy to use to use in paying for transactions. Reviewed on: 16th April 2026

I love paypal

I love PayPal as it protects my purchases and PayPal credit helps me alot when I need that extra something. PayPal is always my go to method of payment Reviewed on: 16th April 2026

Customers are top priority

Paypal always have the customers needs first. They are always coming up with new ideas on how to make customers lives financially easier. They are easy to deal with, always helpful and professional while being friendly. Excellent all round service making customers top priority which is very rare these days! Reviewed on: 16th April 2026

I have been with PayPal for over 20 years and love t...

I have been with PayPal for over 20 years and love the service and flexibility you get Reviewed on: 16th April 2026

Make life easy

Readily available easy to use flexible payments makes life easy, use almost anywhere anytime Reviewed on: 16th April 2026

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