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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

I have never problem I feel secure when i pay...

5
I have never problem I feel secure when i pay by paypal Reviewed on: 16th April 2026

Having PayPal help buying my product and sometimes t...

5
Having PayPal help buying my product and sometimes the payment is very flexible. Amazing customer service. Reviewed on: 16th April 2026

Easy payment system

5
So easy to use and make payments to businesses or even friends or family Reviewed on: 16th April 2026

Paypal makes it easy for me to purchase online.

5
Paypal makes it easy for me to purchase online. And thei tv rates are not bad at all. Reviewed on: 16th April 2026

The services available within PayPal are great.

5
The services available within PayPal are great. I always use PayPal when buying online - I feel safer using this method than my cards. Reviewed on: 16th April 2026

Need a little improvement

4
Would be great to use it in more places Reviewed on: 16th April 2026

Great service quick decision and fair rates

5
Great service quick decision and fair rates Reviewed on: 16th April 2026

PayPal is the best

5
Everything about paypal is just perfect and easy to do Reviewed on: 16th April 2026

Goto credit provider

5
Easy to use and clear payment information is displayed. Great offers and is my goto credit provider Reviewed on: 16th April 2026

PayPal fits round my life

5
I use PayPal as my main way to pay for goods, transfer money to friends and family. It’s quick, easy, and convenient. I also take advantage of the pay in 3 and credit options to manange my money. I would be lost without it …. Reviewed on: 16th April 2026

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