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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Good service, easy to use .

Good service, easy to use . Transparent and accessible Reviewed on: 16th April 2026

PayPal it’s an amazing system and I would never chan...

PayPal it’s an amazing system and I would never change it Reviewed on: 16th April 2026

No better payment method

I've used paypal for many many years and never had one single issue ever. It's fast, easy and reliable. Reviewed on: 16th April 2026

Love App credit section

Love the App flexibility & ease to see transactions and payment schedule. Really clear and easy and always reminded to make payments Reviewed on: 16th April 2026

Consistency for years

PayPal has always been wonderful to me. The team has always been incredibly kind and helpful, and very understanding with someone like me who is neurodivergent. Reviewed on: 16th April 2026

I find PayPal straight forward to use.

I find PayPal straight forward to use. I can’t remember having any issues Reviewed on: 16th April 2026

Long 0% credit on purchases.

Long 0% credit on purchases. Easy to navigate app. Reviewed on: 16th April 2026

So quick and easy to use.

So quick and easy to use.Transactions are very easy and safe. Reviewed on: 16th April 2026

PayPal credit is very convenient

It’s very convenient to use PayPal credit as they offer0% interest free finance for 4 months on some purchases and you can pay it back bit by bit without it charging you interest. Reviewed on: 16th April 2026

Easy and affordable way of buying products online

I have managed to pay for many different purchases on various online retail shops easily due to payment options offered by PayPal Reviewed on: 16th April 2026

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