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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Seamless, easy fast and very reliable service

5
Seamless, easy fast and very reliable service Reviewed on: 16th April 2026

Generally good get refunds abit slow

4
Generally good get refunds abit slow Reviewed on: 16th April 2026

Convenience

5
Very convenient and secure, makes the cost of buying things easier on the pocket. Gives you flexibility Reviewed on: 16th April 2026

Best service easy to use and safe

5
Best service easy to use and safe Reviewed on: 16th April 2026

PayPal is the best both customer care and financial...

5
PayPal is the best both customer care and financial assistance Reviewed on: 16th April 2026

Excellent way of earning points for money

4
Excellent way of earning points for money and options to pay in installments but I can't talk to anyone about spending my point Reviewed on: 16th April 2026

versatile & good value credit service available i

5
I use PayPal more than ever now because it's accepted it almost every retail place, there are so many different ways to use it depending on how you want to spread the cost or even for peace of mind shopping somewhere new online for safer check out., Reviewed on: 16th April 2026

Easy to use.

5
Easy to use. No hassle. Excellent service. Reviewed on: 16th April 2026

Convenience and saves payment details

5
-Convenience:Quick checkout, saves payment details, easy mobile payments. -Security: Protections, encryption, less exposure of card data. -Wide acceptance: Widely supported by merchants globally, supports multiple currencies. - Buyer protection:Disputes and chargeback support for eligible purchases. Reviewed on: 16th April 2026

I have had good experience and have no problems whil...

5
I have had good experience and have no problems while with paypal Reviewed on: 16th April 2026

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