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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Happy customer

Great service and easy to use, lots of money lending options and new debit card is great Reviewed on: 16th April 2026

Easy to use.

Easy to use. It Help me to organise my finances. Reviewed on: 16th April 2026

PayPal is only way forward

Always use PayPal when possible it’s safe and secure Reviewed on: 16th April 2026

Always happy

I have been with PayPal credit for a number of years and have had very few problems when I have I speak to customer services and it is sorted immediately I would recommend them 100% Reviewed on: 16th April 2026

Fast and easy to use, credit process was set up...

Fast and easy to use, credit process was set up easily Reviewed on: 16th April 2026

It's easy to use.

It's easy to use. The PayPal credit helps me get by when I have more expenses that budgeted for. I can pay anytime I have a spare money and that works for me. I like I can call the service provider if I have some questions and that'd reassuring for me things will be explained or resolved. Reviewed on: 16th April 2026

Simply the best & Easy to use

Easy to use and any issues with retailers. PayPal resolves quickly Reviewed on: 16th April 2026

Exceptional, smooth and consistent

Exceptional, smooth and consistent Reviewed on: 16th April 2026

Good app and features

Rewards and 0% interest on transactions is really good. App is easy to use too. Reviewed on: 16th April 2026

Paypal ad never let me down on covering me when I bu...

Paypal ad never let me down on covering me when I buy items Reviewed on: 16th April 2026

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