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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Convenient, simple and secure.

5
I have had no need to complain about this service as of yet as I find it very convenient and simple to use.I’m also pleased with its security so far. Reviewed on: 16th April 2026

PayPal credit

5
Great way to pay with 4 months interest free Reviewed on: 16th April 2026

Excellent

5
Excellent recommended and reliable Reviewed on: 16th April 2026

Easy, accessible, hassle free.

5
Easy, accessible, hassle free. PayPal card available in the wallet allows to use in shops, great idea. Reviewed on: 16th April 2026

Very helpful in a difficult time and easy to use...

5
Very helpful in a difficult time and easy to use Reviewed on: 16th April 2026

Excellent Service

5
Problems are resolved efficiently. It's also an excellent service. Reviewed on: 16th April 2026

Always good and efficient.

5
Always good and efficient. Quick to process queries and refunds when required Reviewed on: 16th April 2026

Clear well structured app and user interfaces.

4
Clear well structured app and user interfaces. I have been using PayPal for a long time. Always been happy with the service. Reviewed on: 16th April 2026

The best and reliable way to do shopping is paypal

5
The best and reliable way to do shopping is paypal Reviewed on: 16th April 2026

Good system easy to manage, there's auto debit which...

5
Good system easy to manage, there's auto debit which you can set up so you dont have to manually pay. Reviewed on: 16th April 2026

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