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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

A Reliable and Flexible Way to Manage Payments

PayPal Credit offers a smooth, convenient way to spread the cost of purchases with clear terms and easy integration into everyday online shopping. The application process is quick, the interface is user-friendly, and promotional financing options make it a practical choice for managing larger expenses without hassle. Reviewed on: 16th April 2026

Always have had excellent customer service.

Always have had excellent customer service. It's a brilliant way to pay for goods,with peace of mind. Reviewed on: 16th April 2026

My go to payment method.

My go to payment method. Paying with confidence and protection. Excellent in every aspect. Reviewed on: 16th April 2026

Highly recommended!

I’ve but lots of things through PayPal credit and it’s really handy and easy to use. I highly recommend it. Reviewed on: 16th April 2026

Handy for shopping on eBay where you can also get 3...

Handy for shopping on eBay where you can also get 3 months interest free on larger purchases Reviewed on: 16th April 2026

Very Reliable Service with Great People

Very reliable & excellent service with great people who help you fulfill your needs. Reviewed on: 16th April 2026

Couldn’t be without PayPal credit

The fact they offer a physical card and lots of payment options that include low or free interest for a certain amount of time has changed my financial wellbeing. The app is easy to use, PayPal is safe a secure, and the customer service replies quickly. Reviewed on: 16th April 2026

Pay in three is easy and convenient

Pay in three is an easy and convenient way to manage finances. PayPal makes it straightforward with facial recognition log in and an easy to use interface. Reviewed on: 16th April 2026

Good service

Works out for me well,and happy for now. Reviewed on: 16th April 2026

I use PayPal for everything literally because I alwa...

I use PayPal for everything literally because I always feel safe with PayPal, never been scammed, even when sellers don’t keep to terms, PayPal always steps in. My experience with PayPal is top notch Reviewed on: 16th April 2026

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