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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

all you wont in one place so esey to use

all you wont in one place so esey to use Reviewed on: 16th April 2026

Excellent service thanks outstanding

Excellent service thanks I can not fault pay pal it's been brilliant so far Reviewed on: 16th April 2026

PayPal benefits

PayPal credit is useful for buying clothes as you can use the credit then if some don’t fit you can just pay for what you keep rather than a full up front cost first. Also useful for larger payments then spread repayment over a few months with no interest. PayPal also give good buyers protection. Reviewed on: 16th April 2026

Always there when needed

No struggling. No bother. There when you need it Reviewed on: 16th April 2026

Pals with PayPal

I have been with PayPal for around 15 years , Whenever I have had any issues with third parties they have stepped in and resolved the issue fairly and promptly. Also their products are really useful and come in handy from time to time and work effectively and are very straightforward to use , if I ever have a query one of their team are easily replaceable via the app .for me I am very pleased and happy with the overall PayPal experience :) Reviewed on: 16th April 2026

Everyone should be using PayPal

Paying by PayPal is so much easier and i also like the fact how secure it is. They actually reward you for using them which i feel the banks could certainly take a leaf out of paypal book. You have many different ways to pay and if moneys a little tight you get time to pay. The 3 instalments is a great idea to break costs. I've been using paypal for many years and will do so for many more to come Reviewed on: 16th April 2026

All good,best money provider,safe check out in onlin...

All good,best money provider,safe check out in online shopping.I always using PayPal. Lowest interest, great money limit. Reviewed on: 16th April 2026

PayPal always very helpful definetly a PAL

I have always had a great experience particularly ease 9f use of PayPal credit and also when ive had unauthorised payments they have returned the money to me and took great measures so this doesn't happen again. Reviewed on: 16th April 2026

Very quick to process.

Very quick to process. Easy to use Reviewed on: 16th April 2026

The most convenient credit tool

PayPal Credit has honestly been one of the most convenient financing tools I’ve used. The 0% interest offer has helped me spread out bigger purchases without any stress, and as long as I paid on time, I never paid a penny in interest. I also love how smooth the checkout process is — it’s already built into PayPal, so using it feels effortless. Getting approved was quick, and it’s been reliable every time I’ve needed it. Overall, PayPal Credit has made online shopping easier and more manageable for me. As long as you stay on top of payments, it’s a genuinely helpful and flexible option. Reviewed on: 16th April 2026

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