Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

The best experience ever.

The best experience ever. Thank PayPAl. Reviewed on: 16th April 2026

Confidence in PayPal

I love using PayPal, it's simple easy and secure. Reviewed on: 16th April 2026

Flexible and effective

Anytime I used PayPal credit I had a great experience - it is flexible and the 4 months no interest is a great feature. Flexible repayments are a great bonus and reminders and settings in the app ensure never missing a payment and full repayment deadline. It is the most cost effective way of paying at times when one needs a little help. The way it is set up, at least for me, means I won’t get into the habit of over borrowing and getting into the cycle of cashflow issues. Reviewed on: 16th April 2026

Good customer service overall but for me it’s the se...

Good customer service overall but for me it’s the services it provides I.e the credit and debit service and split payments Reviewed on: 16th April 2026

Fantastic payment options and service.

Fantastic payment options and service. Very fast at dealing with any issues with sellers. Reviewed on: 16th April 2026

It has helped me throughout many important financial...

It has helped me throughout many important financial decisions . Reviewed on: 16th April 2026

Easy and simple to use.

Easy and simple to use. Great for booking a holiday or any emergencies you may need! Reviewed on: 16th April 2026

Easy no hassle great communication

Easy no hassle great communication Reviewed on: 16th April 2026

The fact that you can pay for anything without inter...

The fact that you can pay for anything without interest is brilliant. Reviewed on: 16th April 2026

excellent

works well for me in every way allowing me to afford the things I need. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub