Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

Best finance couldn't be better no hassle at all

Best finance couldn't be better no hassle at all Reviewed on: 16th April 2026

It's your Payment Pal

This is the most convenient and easy way to pay for items, and excellent customer service Reviewed on: 16th April 2026

so easy to do

fantastic from start to finish its been so straight forward Reviewed on: 16th April 2026

Great service

No issues year on year. Experience has been seamless Reviewed on: 16th April 2026

PayPal credit

PayPal credit allows interest free payments to suit my budget and help me purchase goods over a defined amount of time. Reviewed on: 16th April 2026

Amazing service, speed and status

Amazing service, speed and status Reviewed on: 16th April 2026

A wonderful service

Always give service and support highly recommend to everyone Reviewed on: 16th April 2026

PayPal is simple to use and has the benefits of bein...

PayPal is simple to use and has the benefits of being secure to use Reviewed on: 16th April 2026

Very easy and safer payment.

Very easy and safer payment. It’s been 26 year since I’m using PayPal. Reviewed on: 16th April 2026

Fast and reliable.

There were some failed purchases that the Paypal team helped resolve, I am very satisfied.Thank you very much.I just wish the money paid would be withdrawn from the card the next day or immediately, so it would be more convenient to control my remaining money. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub