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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

The 0% interest for 4 mos.

The 0% interest for 4 mos. for purchases above £100 is really useful for me. So far i don't have bad experience using it. Reviewed on: 16th April 2026

Great easy to use Financial Services

Great easy to use financial services always aware of transactions and spending alerts And now rewards for using both debit and credit cards . This for me is a superb service Thanks PayPal Reviewed on: 16th April 2026

Happy123

Not had many issues which is great. Been with PayPal for many years. The only thing I would say is not much on offer for long term customers. Reviewed on: 16th April 2026

PayPal is a trusted service which makes my online sh...

PayPal is a trusted service which makes my online shopping experience feel safe Reviewed on: 16th April 2026

I was scammed and was not helped.

I was scammed and was not helped. The person who sold me the items asked for them back but would not provide a return address. PayPal closed the dispute and I lost thousands of pounds. Reviewed on: 16th April 2026

My best experience is the refund policy.

My best experience is the refund policy.When i make order online and dont receive the product and I inform PayPal, they do their investigations and I get my money back in a shortest possible time. Reviewed on: 16th April 2026

Excellent experience and easy to use

Excellent experience and easy to use Reviewed on: 16th April 2026

Not to bad

Okay, but I think it is good idea to separate the credit statement from the normal account Reviewed on: 16th April 2026

Good payment service i use it all the time

Good payment service i use it all the time Reviewed on: 16th April 2026

Easy to use, very helpful when required

Easy to use, very helpful when required Reviewed on: 16th April 2026

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