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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Easy to use and very secure I use it almost every da...

Easy to use and very secure I use it almost every day because most app and payment centre take PayPal which is very convenient Reviewed on: 16th April 2026

im using pay pal from long time never...

Hi im using pay pal from long time never any issues Reviewed on: 16th April 2026

Very happy with the service

I have been using PayPal for number of years and so far my experience is great. Never had a problem with payments and when I need help with transactions I always had a great experience. Reviewed on: 16th April 2026

So easy to use, fast and very secure, Safe can buy w...

So easy to use, fast and very secure, Safe can buy with confidence Reviewed on: 16th April 2026

Love Pay in 3.

Love Pay in 3. Very convenient. Refunds come through quickly and disputed are efficiently handled Reviewed on: 16th April 2026

Good app and good way to send and receive money...

Good app and good way to send and receive money Reviewed on: 16th April 2026

Easy to use

Easy to use, outstanding customer service. Able to make larger purchases with ease Reviewed on: 16th April 2026

Could do better

I like the flexibility of your interest free periods and the new credit card. Your customer service isn’t as good as other credit card providers- in my experience you seem to be more interested in the well being of the supplier not the customer. Reviewed on: 16th April 2026

My first go to method of payment.

My first go to method of payment. The pay in 3 and 4 months interest free is a fantastic offer and allows me to manage household expenses comfortably. Reviewed on: 16th April 2026

Super quick, no messing about.

Super quick, no messing about. Credit limit is fair. Reviewed on: 16th April 2026

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