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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Excellent

5
What to tell? I like the app.i haven't had any problem with it. Reviewed on: 16th April 2026

Excellent services

5
Always i use PayPal for my purchases. It's excellent. Reviewed on: 16th April 2026

I really Really Appreciate PayPal they are very good...

5
I really Really Appreciate PayPal they are very good, how they are Service their Customers Reviewed on: 16th April 2026

I’m always happy either PayPal service.

5
I’m always happy either PayPal service. Will safe with my money Reviewed on: 16th April 2026

Swift and Simple

5
Variety of credit options if needed or paying directly without having your debit card at hand. Reviewed on: 16th April 2026

Easy to use to help manage payments

5
Easy to use to help manage payments Reviewed on: 16th April 2026

So easy to pay with ppc.

5
So easy to pay with ppc.. customer service so nice to talk to Reviewed on: 16th April 2026

Great online provider.

5
Great online provider. Sensible, proactive and sensible lender Reviewed on: 16th April 2026

I would be lost without PP

5
Never had any problems, easy transactions, issues solved quickly. Reviewed on: 16th April 2026

Positive experience

5
Cannot find anything negative to say Reviewed on: 16th April 2026

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