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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

PayPal by the years

I've been using PayPal for 15 years and have never had a single problem. It works on international websites, even where you wouldn't expect it. You can split the payment into three installments at no extra cost, and you can also use PayPal Credit. I could go on and on about the advantages; there are practically no disadvantages. Reviewed on: 16th April 2026

Simply the best

Simply the best I've ever used they are great Reviewed on: 16th April 2026

The credit is simple to use and the 4 months interes...

The credit is simple to use and the 4 months interest free option is very useful. I’m pleased now lssued cards as that was the main drawback from before. Reviewed on: 16th April 2026

Great service, great product .

Great service, great product to use knowing your safe to use it anyway and on most things . use PayPal everywhere I can . Reviewed on: 16th April 2026

Excellent financial service provider

Easy to use app with convenient flexible payment options and allows my retail checkout experience to be a simple one. App allows me to manage finances easily. Reviewed on: 16th April 2026

Really easy and simple to use.

Really easy and simple to use. The service has helped me to sort a number of projects out around the house and paying it back has been simple and painless Reviewed on: 16th April 2026

Very.easy to use

Very. Good and quick and easy to use Reviewed on: 16th April 2026

Never had any problems using PayPal to both buy good...

Never had any problems using PayPal to both buy goods and transfer money Reviewed on: 16th April 2026

PayPal is convenient and trusted for many everyday t...

PayPal is convenient and trusted for many everyday transactions, especially for online shopping,They resolved my holiday Reviewed on: 16th April 2026

Convenient, flexible and safe

Convenient, easy to use with great support and customer service. Available 24 hours and very secure. Many different options for various shopping outlets and payments so it is flexible.. Easy to access on the Internet. Reviewed on: 16th April 2026

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