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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

I’ve been a PayPal user for a few years now and I’m...

I’ve been a PayPal user for a few years now and I’m very happy with the service they provide Reviewed on: 16th April 2026

Very easy to use to pay for goods or send money to a...

Very easy to use to pay for goods or send money to a friend. Reviewed on: 16th April 2026

Fast and easy way to pay with options to pay in suit...

Fast and easy way to pay with options to pay in suiting financial requirements Reviewed on: 16th April 2026

PayPal so easy to use

I’ve always found using PayPal so much easier than using my own debit cards as I can automatically check out without having to constantly fill in my card information Reviewed on: 16th April 2026

Ease of use for sending money or using PayPal to pay...

Ease of use for sending money or using PayPal to pay for goods with peace of mind Reviewed on: 16th April 2026

Great feature

This feature allows to spread the cost for long term with no interest and helps saving the interest unlike most providers. Reviewed on: 16th April 2026

Easy and clear

Easy and clear, never had any problem. I would recommend for anyone who wants to build credit score. Reviewed on: 16th April 2026

Hassle free finance option

I find PayPal a stress free, simple option for financing some of my larger purchases and enjoy the flexibility that it allows me. Reviewed on: 16th April 2026

Easy to use, clear on how to repay and how much it w...

Easy to use, clear on how to repay and how much it will cost Reviewed on: 16th April 2026

informative helpful site responsive customer service

informative helpful site responsive customer service Reviewed on: 16th April 2026

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