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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Simply fantastic

With paypal credit I've been able to purchase things when I needed and pay off my credit then. It's fantastic and helps more than I could ever put in words Reviewed on: 16th April 2026

Simple, safe, secure - simple process with a great app.

Simple, safe, secure - simple process with a great app. Great comms/updates, safe online process. Reviewed on: 16th April 2026

Safer online transactions.

Safer online transactions. Credit without interest. Easy to send and receive money. Reviewed on: 16th April 2026

PayPal is a safe and easy way to use money and a goo...

PayPal is a safe and easy way to use money and a good experience Reviewed on: 16th April 2026

Easy and trustworthy procedure, once in place - work...

Easy and trustworthy procedure, once in place - works perfectly with flexible solutions if needed Reviewed on: 16th April 2026

I had a really positive experience overall.

I had a really positive experience overall. Everything was clear, straightforward, and easy to follow. The process went smoothly and I felt well supported throughout. I would definitely recommend. Reviewed on: 16th April 2026

Amazing company have used every day for last 15 years

Amazing company have used every day for last 15 years Reviewed on: 16th April 2026

Fantastic and quick service.

Fantastic and quick service. Instant decision. Reviewed on: 16th April 2026

Always reliable, safe way to manage transactions and...

Always reliable, safe way to manage transactions and the app is great for keep track Reviewed on: 16th April 2026

Reliable and helpful service

Have been using PayPal for years and it has been really reliable and straightforward process. When I raised an issue with a seller it was resolved very quickly. Being able to use the app and see everything in one place it also extremely useful. Reviewed on: 16th April 2026

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