Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Excellent customer service, great way to pay for goo...

5
Excellent customer service, great way to pay for goods either the added bonus of buying protection Reviewed on: 16th April 2026

Easy to access and use.

5
Easy to access and use. All visible on app Reviewed on: 16th April 2026

easy to use and use pay for bye goods in...

5
easy to use and use pay for bye goods in internet Reviewed on: 16th April 2026

Easy to use

5
Easy transactions, good customer service on getting refunds from scammers Reviewed on: 16th April 2026

My Experience with PayPal: User-Friendly and Secure,

5
I wanted to share my experience using PayPal: 1. Ease of Use-I found the platform very user-friendly. Navigating through the site and app was straightforward, making it easy to complete transactions. 2. Transaction Speed- Most of my transactions were processed quickly, which I appreciated. However, there were a couple of instances where payments took longer than expected. 3. Customer Support-I reached out to customer support once, and while the response time was decent, I felt that my issue could have been resolved more efficiently. 4. Security- Overall, I felt secure using PayPal. The measures in place for protecting my information gave me peace of mind. Reviewed on: 16th April 2026

Good good

5
Good very nice customer service very efficient Good very nice customer service very efficient Reviewed on: 16th April 2026

A wonderful service focused on consumer benefits and...

5
A wonderful service focused on consumer benefits and flexibility Reviewed on: 16th April 2026

I use PayPal as its my most trusted way of paying, g...

5
I use PayPal as its my most trusted way of paying, gives me confidence also that if a purchase goes wrong then PayPal will sort it out Reviewed on: 16th April 2026

Was helpful and happy with my service

5
Was helpful and happy with my service Reviewed on: 16th April 2026

PayPal credit has been fab

5
PayPal credit has been very useful and easy to use. My only complaint would be it can take some time to update once a payment has been made. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101311 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products