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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

I have used it for years and the ease of managing tr...

5
I have used it for years and the ease of managing transactions and the overview of the whole app is very user friendly.Totally Recommend! Reviewed on: 16th April 2026

Paypal Credit very helpful

4
Good online experience. Being able to make contact should be easier Reviewed on: 16th April 2026

Happy Clem

4
I find it Easy to navigate around the app layout is very clear Reviewed on: 16th April 2026

Just excellent plus the 4 months free interest is ve...

5
Just excellent plus the 4 months free interest is very beneficial Reviewed on: 16th April 2026

Free interest repayment plan

5
The fact you can have some free interest repayment plan when purchasing items online like the samsung phone makes it even better. Reviewed on: 16th April 2026

Fantastic

5
Just so good all round . easy. Quick.safe.fantastic .helps you control money Reviewed on: 16th April 2026

Great when used correctly.

5
When used properly PayPal is fair and can assist people with purchases. Reviewed on: 16th April 2026

Great service and support, excellent app and very tr...

5
Great service and support, excellent app and very trustworthy. Reviewed on: 16th April 2026

PayPal are amazing

5
I’ve never had a bad experience with PayPal.. if I’ve ever had a problem they have gone above and beyond to sort it out.. I highly recommend them Reviewed on: 16th April 2026

Used PayPal for a while now always been great, would...

5
Used PayPal for a while now always been great, would definitely recommend Reviewed on: 16th April 2026

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