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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Easy to use and hassle free.

Easy to use and hassle free. Allows a way to spend and budget sensibly. Reviewed on: 16th April 2026

It's help me a lot when am indeed if money to buy so...

It's help me a lot when am indeed if money to buy some goods. Reviewed on: 16th April 2026

Good user experience

Paypal is easy to use, information always readily available on the website, always had a good experience to date Reviewed on: 16th April 2026

Safely quickly

PayPal easy and quick to use. Gives you confidence when used online. Any problems PayPal sort efficiently Reviewed on: 16th April 2026

Spot on everytime - Paypal meets all my needs and it...

Spot on everytime - Paypal meets all my needs and it's so efficient and super easy to use and I've used it for years - I would not use anything else. Reviewed on: 16th April 2026

PayPal Excellent support, user friendly app

Excellent support, user friendly interface within the app and very easy to iuse Reviewed on: 16th April 2026

Making dreams come true

Paypal has been very helpful allowing me to book trips to places I've always dreamed of going. I couldn't have had certain experience s without it Reviewed on: 16th April 2026

Dubai or Return Home?

PayPal Credit has helped me in various financially difficult scenarios. In particular, when I was flying to Dubai in late 2025 and had a major setback due to incorrect boarding information. I was instructed to pay over £700 by the airline. I did not have this, however Paypals credit card was my last resort. When my transaction was processed, I was nothing but relieved. I was able to board successfully and have an amazing trip without deterring the fun for others. I also used it for experiences, attractions and dinning out at luxury restaurants. Overall, PayPal has allowed me to live without feeling restricted or burdened in my choices. Reviewed on: 16th April 2026

A have nothing to complain very good experiences

A have nothing to complain very good experiences Reviewed on: 16th April 2026

My go to providerd.

Paypal is my go to credit card provider, I will also use PayPal to make payments where available. It gives me peace of mind knowing there is an excellent customer service if something goes wrong. Reviewed on: 16th April 2026

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