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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181154)

unlock everything with smooth Transaction

4
Its a nice experience..Whenever i need the transaction should be credited in my terms ,there pay-pal help alot Reviewed on: 16th April 2026
ali whisy's avatar
ali whisy

Payments

4
Gives you more time to pay over time. Reviewed on: 16th April 2026
AC's avatar
AC

Very convenient, gives you time to pay off easy

5
Very convenient, gives you time to pay off easy Reviewed on: 16th April 2026
Bernie's avatar
Bernie

Excellent service and easy to use.

5
Excellent service and easy to use. Reviewed on: 16th April 2026
Simon W's avatar
Simon W

Highly recommended

5
I would highly recommend PayPal credit to anyone. Reviewed on: 16th April 2026
Anna 's avatar
Anna

Easy to use with all the PayPal backup.

5
Easy to use with all the PayPal backup. Points build up quickly with normal debit card use Reviewed on: 16th April 2026
Graham Peear's avatar
Graham Peear

Been with PayPal over 5 years now.

5
Been with PayPal over 5 years now. Always been excellent service and accurate. Easy to use accepted everywhere when needed. Reviewed on: 16th April 2026
JAY ADS's avatar
JAY ADS

Excellent service.

5
Excellent service. Good interest free offers Reviewed on: 16th April 2026
Sekai M's avatar
Sekai M

There is no support or explanation when opening a di...

1
There is no support or explanation when opening a dispute even if you provide the full details and evidence. A case of cancelled flight was closed to the seller favour without even giving chance to see the reason or allow to appeal Reviewed on: 16th April 2026
Madyan J's avatar
Madyan J

Pay in 3 is a game changer for ease of use

5
Easy and hassle free, the pay in 3 is something I use regularly and a fantastic service. Reviewed on: 16th April 2026
Thomas J's avatar
Thomas J

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