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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Customer centered

It has been excellent soo far. Cards sent ontime and great customer experience over the phone. Even the reason for calling customer service line was resolved less than 24hours. Reviewed on: 16th April 2026

I am satisfied.

This is one of the best services Reviewed on: 16th April 2026

Easy to use interest rates a bit high though

Easy to use interest rates a bit high though Reviewed on: 16th April 2026

The variety of payment methods

The variety of payment methods i e. Using paypal credit or pay in 3 or a debit or credit card has made my purchases over the years easier. Reviewed on: 16th April 2026

Fantastic service

I use PayPal for the majority of my purchases because they are reliable and trustworthy. I had a recent experience with a fraudulent seller that they sorted within minutes and refunded the money to my PayPal balance. Reviewed on: 16th April 2026

Maybe more months without interest would be helpful

Maybe more months without interest would be helpful Reviewed on: 16th April 2026

PayPal a secure way of banking

All looks good so far. . I find very safe and secure while using PayPal. Reviewed on: 16th April 2026

Very good experience

I have enjoyed using pay pal for years and I would rate the experience as very good Reviewed on: 16th April 2026

Never had any issues would recommend

Never had any issues would recommend Reviewed on: 16th April 2026

It’s very good to have this and use for send Money t...

It’s very good to have this and use for send Money to use in all over Reviewed on: 16th April 2026

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