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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 111,632 reviews, last reviewed 21st May 2026
2803450% increase in 5 star reviews
in the past 90 days
8250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service and app is so easy to use Great customer service and app is so easy to use Reviewed on: 21st May 2026
Neil W's avatar
Neil W

Latest lowest rating:

1

I won’t use it again . I won’t use it again . I won’t use it ever again Reviewed on: 21st May 2026
David 's avatar
David
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (111632)

Fast and reliable

5
Never a problem with paypal.All transactions do and have run smoothly. Reviewed on: 13th June 2022
J. Hemmings's avatar
J. Hemmings

PayPal Credit

5
I really love the fact that I can use PayPal credit at more retailers than before. I use the 4-month 0% interest-free payment, as this works best for me. PayPal credit came through for me when I was planning for my wedding as most of my vendors accepted PayPal payment, making instant and early deposite and payments possible. Reviewed on: 13th June 2022
Godwin's avatar
Godwin

Easy pezzy paypal

5
I have used now for a couple of years and found it alot easier then others, family members are now using . Reviewed on: 13th June 2022
Sam's avatar
Sam

Really easy and transparent service

5
PayPal credit is such an easy way to manage payments. Great short term offers such as 3 months interest free, each eligible item has a link to do payment plans or interest free. It's saved me so much money. Reviewed on: 13th June 2022
Tegan's avatar
Tegan

Great payment facility

5
Great payment plans. Top company which I use all the time Reviewed on: 13th June 2022
jaspal singh's avatar
jaspal singh

I love PayPal Credit

5
This has made buying and paying back in instalments easy. They also increase my limit whenever needed. Reviewed on: 13th June 2022
Mary's avatar
Mary

Great

5
Easy to use, fair credit limits and makes life simple Reviewed on: 13th June 2022
BrittPf's avatar
BrittPf

Easier to pay

5
I think PayPal credit was easier to get and it is easier to use with almost any website . I don’t like saving credit card numbers in computer so PayPal is more easy as you can just pay with username and pwd Reviewed on: 13th June 2022
Jamshed's avatar
Jamshed

Highly Recommended

5
Everything is easy and safer. Great job. Reviewed on: 13th June 2022
Thuy Nguyen 's avatar
Thuy Nguyen

0% finance you can use again and again!

5
Fantastic service that is quick and easy to use for purchases over £99+. Offering 0% finance for 4 months helps spread the cost making gift / bigger purchases easier. Cannot fault the service - any issues can quickly be raised in the Message Centre with a prompt reply and resolution. Reviewed on: 13th June 2022
HAR's avatar
HAR

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