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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Very easy to apply, a d never had any issues

Very easy to apply, a d never had any issues Reviewed on: 16th April 2026

Fast and easy credit at the time you need it most

When i lost my phone and i need a new phone pay pal gave me credit while others where turning me down Reviewed on: 16th April 2026

A helping hand

I use PayPal credit as I like benefiting from the 0% interest rate in purchases I make and pay off within 4 months. Unlike other providers, this is available on every purchase I make with no promotional periods. The pay in 3 is also a very useful feature! Reviewed on: 16th April 2026

My experience with PayPal is excellent, I will alway...

My experience with PayPal is excellent, I will always recommend for family and friends. Reviewed on: 16th April 2026

Paypal credit

Paypal credit is an excellent source of credit which I feel confident to use on line with flexible payment options Reviewed on: 16th April 2026

.Brilant Service

A brillant and easy service to use Reviewed on: 16th April 2026

I’ve found PayPal Credit incredibly easy to use for...

I’ve found PayPal Credit incredibly easy to use for larger purchases. The application process was quick, and managing my monthly payments through the existing app is very convenient. It’s a reliable way to spread costs without any hidden surprises. Reviewed on: 16th April 2026

Always been easy to use the app.

Always been easy to use the app. It's very easy and clear to navigate. Reviewed on: 16th April 2026

Great experience with PayPal never had a problem

Great experience with PayPal never had a problem Reviewed on: 16th April 2026

When using PayPal it’s been a god send it’s easy to...

When using PayPal it’s been a god send it’s easy to use. Reviewed on: 16th April 2026

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