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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Very easy to use.

PayPal is very fast and easy to use for sending and receiving money. Transactions are usually instant, and I feel the service is secure and convenient for online payments. Overall, it makes digital payments simple and reliable Reviewed on: 16th April 2026

Easy to track you spending only way to buy online

Easy to track you spending . Feel safe buyi online Reviewed on: 16th April 2026

.Love Pay in 3

I love they do pay in 3. With no interest. Reviewed on: 16th April 2026

Easy to use and there is no hassle at any stores.

Easy to use and there is no hassle at any stores. Reviewed on: 16th April 2026

It does what I want it to, it is easy...

It does what I want it to, it is easy to use Reviewed on: 16th April 2026

Makes payment easy by spreading the cost of repayment

Makes payment easy by spreading the cost of repayment Reviewed on: 16th April 2026

Excellent

I had very good experiences; when I had problems with recovering my money, they were quickly solved. Reviewed on: 16th April 2026

I like PayPal.

I like PayPal. It's safe reliable snd easy Reviewed on: 16th April 2026

When I’ve needed customer services, which has only b...

When I’ve needed customer services, which has only been once, they were excellent. Reviewed on: 16th April 2026

Very easy and practical to use with enormous support...

Very easy and practical to use with enormous support if and when needed. I have never had any issues in using their services over the past many years and I am very pleased with everything. Reviewed on: 16th April 2026

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