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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Very good will be using paypal from now on!

Very good will be using paypal from now on! Reviewed on: 16th April 2026

Mediation

It's good to have a mediator between buyers and sellers to resolve disputes. I've had easy access to this mediation. Reviewed on: 16th April 2026

Used to be very good customer service now it’s take...

Used to be very good customer service now it’s take ages Reviewed on: 16th April 2026

customer service is helpful & informative.

customer service is helpful & informative. Interest rates are pretty good. Great with returns & refunds Reviewed on: 16th April 2026

Just so easy to use and pay in 3 gives you better op...

Just so easy to use and pay in 3 gives you better options Reviewed on: 16th April 2026

Happy customer

Overall good need some more time emi with no interest Reviewed on: 16th April 2026

Customer friendly service and flexible payment options

Customer friendly service and flexible payment options Reviewed on: 16th April 2026

5* paypal

I always use PayPal credit where I can as it helps spread the payments over a period of time. It is very easy to use and to understand. I would recommend using this to anyone and PayPal provides good protection to the buyer Reviewed on: 16th April 2026

Very good credit card for daily usage

Very good credit card for daily usage Reviewed on: 16th April 2026

Safe an so easy to use.

Safe an so easy to use. Always used paypal an any problems they sort it for me Reviewed on: 16th April 2026

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