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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Ease of use, clear rules and no hidden fees.

Ease of use, clear rules and no hidden fees. Reviewed on: 16th April 2026

Very happy with the service.

Very happy with the service. I have not used customer service Reviewed on: 16th April 2026

Quick a supportive assistance with unreliable seller...

Quick a supportive assistance with unreliable seller on Ebay. Had my case reviewed and money refunded on the same day. Reviewed on: 16th April 2026

Excellent Service

This service has helped me meet my day today needs however there are other places where it is not accepted. Reviewed on: 16th April 2026

PayPal is great.

PayPal is great. The service they provide is very good and reliable. Reviewed on: 16th April 2026

Paying in installments is helpful

Paying in installments is helpful Reviewed on: 16th April 2026

I'm so happy because if sellers rong information the...

I'm so happy because if sellers rong information they help fully and sport and look after as well complete safety money as well thanks Reviewed on: 16th April 2026

Pain by PayPal is excellent.

Pain by PayPal is excellent. I never had issues. I always use PayPal each time I pay oh when I buy. Online oh when ever I speak to customer service, they have excellent service polite and solve any issue you have thank you to all of Reviewed on: 16th April 2026

0% credit if re-paid within the time frame

my experience has been good, 0% credit if paid within the time frame given. Always helpful to know there is backup when you need extra funds for a short time . Just in case there is a need to urgently book a hotel with pay 5 days away. Reviewed on: 16th April 2026

PayPal credit is an easy way to manage credit

PayPal credit is an easy way to manage credit on items that you would like to pay over a period and time and they often offer 0% interest which is great as you’re still only paying the retail price. Customer care is great as they are always very helpful and knowledgeable when you have an enquiry. If I can choose any way to pay over time 9/10 I usually choose PayPal Credit. Reviewed on: 16th April 2026

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