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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Allways my first payment choice trustworthy excellen...

Allways my first payment choice trustworthy excellent customer service Reviewed on: 16th April 2026

I have been almost 20years with PayPal and it’s the...

I have been almost 20years with PayPal and it’s the most secure and best option always when paying anything online. Reviewed on: 16th April 2026

Easy to use App.

Easy to use App. Different Pay options. Reviewed on: 16th April 2026

Easy to use, and great security

Easy to use, and great security. App very good Reviewed on: 16th April 2026

Excellence

Excellent quality service and helpful information when you need it Reviewed on: 16th April 2026

Always there when needed great customer service and...

Always there when needed great customer service and support Reviewed on: 16th April 2026

Very good product and easy to use

Very good product and easy to use Reviewed on: 16th April 2026

Very good experience.

Very good experience.only slight down I wanted to pay a promotional offer separately I couldn't. Maybe I couldn't find an option. That's to be honest. I like use the debit card for pocket and credit card for security and promotions for interest free credit. Reviewed on: 16th April 2026

The whole PayPal credit process was very good, and s...

The whole PayPal credit process was very good, and still enjoying the benefits, but the only thing I want them to change is the time difference between when they take their direct debit and when it reflects on the account. Reviewed on: 16th April 2026

Easy to use especially on purchases.

Easy to use especially on purchases. Reviewed on: 16th April 2026

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