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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

All is good

I happy from the service . All is good Reviewed on: 16th April 2026

Excellent & Reliable

I have used PayPal for years, ax additional security for my purchases. Having PayPal Credit and PayIn3 are both great options for me. Rates are always competitive and I like using a service I am comfortable and confident with. Can’t fault whatsoever! Reviewed on: 16th April 2026

Feeling magnificent confidence with PayPal.

I consider myself lucky enough that I have been able to make the most of my purchases by using my PayPal account and making so much positive memories in my family life. Reviewed on: 16th April 2026

Excellent service.

Excellent service. Customers protection Reviewed on: 16th April 2026

Excellent

Good experience, excellent customer service Reviewed on: 16th April 2026

This service has helped me out when I had to...

This service has helped me out when I had to move house Reviewed on: 16th April 2026

Great payment options such as credit and pay in three.

Great payment options such as credit and pay in three. Credit option also has great benefits like interest free for 4 months when over £100. Reviewed on: 16th April 2026

I’ve been using PayPal: Paypal Credit for years and...

I’ve been using PayPal: Paypal Credit for years and it’s a real life saver. I love being able to purchase what I need without worrying about having to spend money that is needed for bills. It’s very easy to use too. Reviewed on: 16th April 2026

Great application.

Great application. It helps me to pay my daily expenses. Reviewed on: 16th April 2026

I have used Paypal for years, I honestly recommend t...

I have used Paypal for years, I honestly recommend them highly, they are my go to when completing purchases, as well as security, they also strive for best customer experience! Reviewed on: 16th April 2026

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