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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I always use PayPal for everything.

I always use PayPal for everything. With ther bank card I can add it to my Apple wallet and use it everyday and earn points. It makes every transaction feel a bit safer. Reviewed on: 15th April 2026

PayPal Credit card is easy to use online and the APR...

PayPal Credit card is easy to use online and the APR is low Reviewed on: 15th April 2026

Paypal is the best its so good like i love it so muc...

Paypal is the best its so good like i love it so much i really need more money thought so i keep using it thanks xo Reviewed on: 15th April 2026

A good cash boost

I’ve struggled with money from time to time, PayPal credit has been great alternative line of credit for me in times I need it. Reviewed on: 15th April 2026

Handy service

Easy to use, good customer service Reviewed on: 15th April 2026

A very useful and practical credit facility.

A very useful and practical credit facility. Easy to use and manage through the app. Excellent customer support. Reviewed on: 15th April 2026

SHOPPING OPTIONS

I’VE PURCHASED A FEW ITEMS ON PAYPAL CREDIT AND IS A CONVENIENT WAY TO PURCHASE THE THINGS YOU CAN’T AFFORD WITHOUT THIS SERVICE Reviewed on: 15th April 2026

I love to use paypal for buying goods from online wo...

I love to use paypal for buying goods from online worldwide Reviewed on: 15th April 2026

Bieng new parent

Help me navigate providing for child Reviewed on: 15th April 2026

I have the back up of funding for those unexpected e...

I have the back up of funding for those unexpected expenses Reviewed on: 15th April 2026

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