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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Very smooth and user friendly app

Very smooth and user friendly app Reviewed on: 15th April 2026

Superb products and great service

Superb products and great service Reviewed on: 15th April 2026

Having PayPal credit has been amazing if I needed to...

Having PayPal credit has been amazing if I needed to buy anything before payday it’s great I can use this Reviewed on: 15th April 2026

Excellent service and great experience.

I had a very positive experience with PayPal Credit. The service was easy to use, clear, and convenient. Customer support was helpful, polite, and responded quickly to my questions. Everything worked smoothly, and the process was simple and stress-free. I’m very satisfied with the service and would happily recommend it to others. Reviewed on: 15th April 2026

The times I've had to speak to someone the PayPal re...

The times I've had to speak to someone the PayPal representative has always been very helpful and friendly whilst fixing my issue. The App is easy to navigate with clear instructions. The PayPal card is very helpful. Reviewed on: 15th April 2026

Simple with good customer service

Simple with good customer service Reviewed on: 15th April 2026

I am always happy using PayPal as a secure way to pay.

I am always happy using PayPal as a secure way to pay. Reviewed on: 15th April 2026

Very professional service!

Very professional service, everything is clear an easy to understand Reviewed on: 15th April 2026

Efficient and reliable

PayPal is a reliable and efficient way of paying. Reviewed on: 15th April 2026

Able to split payments over 3 to 6 months.

Able to split payments over 3 to 6 months. Reviewed on: 15th April 2026

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