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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

My experience with PayPal Credit has been smooth and...

My experience with PayPal Credit has been smooth and convenient. The application process was quick, and the ability to spread payments over several months has been helpful. Payments are easy to manage through the app, and I haven’t had any issues so far. Reviewed on: 15th April 2026

Quick and efficient always accurate and easy to navi...

Quick and efficient always accurate and easy to navigate Reviewed on: 15th April 2026

"An all in one stop shop"

"An one stop shop" for Paying in 3 monthly installment, Paypal credit, building up points and mostly sending across Paypal -Europe and USA without paying any charges (Free) . I really love this app. Reviewed on: 15th April 2026

Easy to pay

Easy to pay and excellent pay later scheme Reviewed on: 15th April 2026

Makes purchasing simple comfortable with added secur...

Makes purchasing simple comfortable with added security 10-10 Reviewed on: 15th April 2026

Very easy to understand UI.

Very easy to understand UI. Easy navigation Reviewed on: 15th April 2026

Quick and easy to use service, can checkout using th...

Quick and easy to use service, can checkout using this service in most places Reviewed on: 15th April 2026

Convenient, safe and customer friendly.

Convenient to use, almost every merchant/website has Paypal nowadays. Safe, protects consumer rights and privacy, what else is there really? Reviewed on: 15th April 2026

Excellent customer experience and will always recomm...

Excellent customer experience and will always recommend it Reviewed on: 15th April 2026

Its been great, highly recommend

Its been great, highly recommend Reviewed on: 15th April 2026

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