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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Highly recommend

5
Always been a great help in regards to purchasing things to pay at a later date. Never had any issues and always stuck to the original terms set out Reviewed on: 14th July 2026

I have used consumer credit and it works fine

5
I have used consumer credit and it works fine Reviewed on: 14th July 2026

Great service ,helpful processes ,easy access to pay...

5
Great service ,helpful processes ,easy access to payment. Reviewed on: 14th July 2026

Good amazing highly recommend to others

5
Good amazing highly recommend to others Reviewed on: 14th July 2026

Great and efficient and flexible

5
Great and efficient and flexible Reviewed on: 14th July 2026

Good for value.

5
Good for value. I used it all times Reviewed on: 14th July 2026

Also easy transactions and transfers

5
Also easy transactions and transfers Reviewed on: 14th July 2026

I have been with PayPal for a long time, so far I ha...

4
I have been with PayPal for a long time, so far I have not had any issues or bad experiences. Reviewed on: 14th July 2026

I have never had a problem when contacting customer...

5
I have never had a problem when contacting customer support they are polite curtious and very efficient and helpful. The app is top notch and very easy to use would recommend it to family and friends. Reviewed on: 14th July 2026

Its just helped with my credit rating

5
Its just helped with my credit rating Reviewed on: 14th July 2026

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