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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Cool PayPal

Věry good paypal And cool systém Reviewed on: 15th April 2026

From the beginning, everything is easy to understand...

From the beginning, everything is easy to understand and straightforward, no hidden charges Reviewed on: 15th April 2026

I am using an app!

I am using an app! Which I find out very helpful. Reviewed on: 15th April 2026

No complaints - I have been using Paypal for years a...

No complaints - I have been using Paypal for years and always quick and easy and if ever I had an issue getting through with customer service has been painlesd Reviewed on: 15th April 2026

Just easy

It just easy to use on line, plus easy to pay Reviewed on: 15th April 2026

Great and simple to use.

Great and simple to use.Good security on distance selling Reviewed on: 15th April 2026

It has a virtual card which makes it convenient to m...

It has a virtual card which makes it convenient to make purchases Reviewed on: 15th April 2026

It's always been great.

It's always been great. After speaking to customer service I was left feeling valued, pleased and content the problem had been solved. Reviewed on: 15th April 2026

Flexible Finance

Easy access finance, big help and simple process Reviewed on: 15th April 2026

Paypal credit is a winner

Ease of payment is excellent and simple payment options available. Balance sometimes disappears, would be better if this was fixed and a total of payments due according to interest was provided. Reviewed on: 15th April 2026

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